HA PENNY - Midget outboard-powered express cruiser By John G. Kingdon. Here are plans for a pint-sized V-bottom express cruiser that will really get up and go. Under the impetus furnished by a 33-hp. outboard, she'll do 23 mph with two people aboard And she'll cruise along economically with this power at 19 mph. Her name? It's taken from a couple of lines in an old English Christmas song that fit the desires of boat-hungry fellows in moderate means: If you haven't got a penny, then a ha'penny will do. If you haven't got a ha'penny: then God bless you!"